银行英语口语——Personalized Wealth Managerment 个性化理财

随着人们生活水平的提高，人们财务急剧增长。为了迎合客户个性化理财需求，银行会有针对性为客户提供个性化服务。今天我们来学习一下与个性化理财的相关知识。

银行个性化理财服务常用英语单词
branch n.分行，支行
manager n.经理
facility n.设备，便利
deposit n.存款，押金，保证金
interest rate 利率
encryption n.加密
requisition for payment 请求付款书
instantaneously adv. 即刻地，瞬间地


银行个性化理财服务常用英语句子
顾客用语 
① I've been very busy recently and I’m having trouble keeping up to date with everything, so I just wondered what exact service you offer.
我最近非常忙，而且我没法儿事事赶上潮流，所以我只是想知道你们到底提供那些服务。
② An acquaintance of mine has just told me that your bank has started a new Personal Wealth Management service.
我的一个朋友刚刚告诉我，你们银行推出了一项新的个性化理财业务。
③ I’ll come by my local branch later this afternoon and get it set up.
我待一会儿下午就去我附近的支行去办理这个业务。
④ I set up the Personal Wealth Management Service with you, but I'm going to be traveling overseas. I’m not quite sure what I should do.
我在你们这里办理了个性化理财业务，但我马上要去海外旅行。我不太清楚应该怎么办。

职员用语 
① We have a wonderful new service which provides a wide range of banking services, 24/7, wherever you are.
我们有一项非常好的新的服务，不论您身在何处，它能提供全天候的多种多样的理财服务。
② How would I go about applying for this service.
我如何去申请这项服务呢？
③ All you need to do is sign up at any one of our branches and you can use the service right away.
您只需要到我们的任何一个分行来签字办理，然后您马上就可以使用这项服务了。
④ You can use that service wherever you are, it doesn’t matter which country you are in at the time.
不论您身在何处您都可以使用这项服务，这与您当时身在哪个国家没有关系。
⑤ Financing Link is a value-added, and can tailored to suit your requirements.
“理财通”是一项增值服务，可以按您的要求定制服务。
⑥ We can arrange the structure to suit whatever you require.
我们可以安排存期结构以适应您的任何要求。


银行个性化理财服务口语情景对话
A: Welcome to IBJ. Which service do you require?
B: I hope You can help me. I've been told about something called "Financing Link”? 
A: Yes, that is our Personal Wealth Management Service.
B: Could You tell me more? 
A: Of course. Financing Link is a value-added service, and can be tailored to suit your requirements.
B: So, I can choose exactly what services I require? That’s brilliant. Can I use the card if I’m overseas to withdraw my daily expenses?
A: Certainly. We can arrange the structure to suit whatever you require. That’s why this service is so popular; it's suitable for everyone because we make it that way. 
B: This is Just what I've been looking for. Sign me up right away, please.

A：欢迎光临IBJ银行。您需要哪项服务呢？
B：我希望你能帮我。有人告诉我一个叫“理财通”什么的。
A：是的，这是我们的个性化理财业务。
B：你能多给我介绍些吗？
A：当然可以。“理财通”是一项增值服务，可以按您的要求定制服务。
B：就是说，我可以选择我具体想要的服务？这真是太棒了。如果我在海外需要取我的日常开销的话，可以用卡吗？
A：当然可以。我们可以安排存期结构以适应您的任何要求。这就是我们
的这项服务大受欢迎的原因。我们特意这样设计此服务以使其适和每个人的需要。
B：这正是我一直想要的。我要马上办理，拜托了。